:root{
  --navy:#0c2340;
  --blue:#123b63;
  --gold:#caa85c;
  --light:#f3f5f7;
  --text:#1a1a1a;
}

body{
  margin:0;
  background:var(--light);
  color:var(--text);
  font-family:Arial,Helvetica,sans-serif;
}

.policy-hero{
  background:linear-gradient(135deg,var(--navy),var(--blue));
  color:white;
  padding:70px 20px;
}

.policy-wrap{
  width:min(1180px, calc(100% - 40px));
  margin:0 auto;
}

.policy-hero h1{
  font-size:64px;
  margin:0 0 12px;
  font-weight:900;
  letter-spacing:-2px;
}

.policy-hero p{
  font-size:20px;
  opacity:.92;
}

.policy-grid{
  display:grid;
  grid-template-columns:260px 1fr;
  gap:48px;
  padding:50px 0 80px;
}

.policy-sidebar{
  background:white;
  border-top:5px solid var(--gold);
  padding:20px;
  box-shadow:0 2px 10px rgba(0,0,0,.06);
}

.policy-sidebar h3{
  margin-top:0;
  font-size:14px;
  text-transform:uppercase;
  letter-spacing:.08em;
}

.policy-sidebar a{
  display:block;
  text-decoration:none;
  color:var(--navy);
  font-weight:700;
  padding:12px 0;
  border-bottom:1px solid #e5e5e5;
}

.policy-sidebar a:hover{
  color:var(--blue);
}

.home-button{
  display:inline-block;
  background:white;
  color:var(--navy);
  text-decoration:none;
  padding:10px 16px;
  font-weight:700;
  border-radius:4px;
  margin-bottom:24px;
}

.policy-content{
  background:white;
  padding:40px;
  box-shadow:0 2px 10px rgba(0,0,0,.06);
  line-height:1.8;
  font-size:18px;
}

.policy-content h2{
  font-size:36px;
  margin-top:40px;
  color:var(--navy);
}

.policy-highlight{
  background:#eef5fb;
  border-left:5px solid var(--gold);
  padding:24px;
  margin:28px 0;
  font-weight:600;
}

.policy-contact-box{
  background:#0c2340;
  color:white;
  padding:24px;
  margin:30px 0;
  border-left:5px solid var(--gold);
}

.policy-contact-box a{
  color:white;
  font-weight:800;
}

ul{
  padding-left:28px;
}

@media(max-width:900px){
  .policy-grid{
    grid-template-columns:1fr;
  }

  .policy-hero h1{
    font-size:42px;
  }
}